Get your free Alberta Farm Insurance quote from Leibel Insurance Group. For great coverage at competitive rates, visit us online or call 780-484-8880
Alberta Farm Insurance
Alberta is long known for its farming, whether it be, a small acreage, crops, livestock or dairy. At Leibel Insurance Group, we have been protecting Farm risks since 1981. We pride ourselves on having specialized staff who understand the needs of today’s farmers, and have personal experience whether it be a small Hobby farm or your large Dairy operations, we have the right Farm Insurance for you.
Do You Have Farm Employees?
If you have farm employees, you can have medical coverage included with your farm liability, this is usually a requirement as farm employees don’t have WCB
Do You Run Events Out At Your Farm?
If you run sleigh rides, haunted houses, or any other event for the public on your property, you need to ensure your Insurer is aware of theses liability exposures, and that you have the right coverage to protect your assets.
Do You Use Electronic Equipment On Your Farm To Help With The Operations?
Whether it be a dairy operation, or crops; technology has come a long way in how it can benefit a farmer. We at Leibel Insurance Group will do a full review of your property and electronic equipment to ensure you have the proper Farm and Crop Insurance for these priceless advancements that help you day to day. Including equipment breakdown, and resulting damages.
The above things are often forgotten when you set up a Farm Insurance policy, because most people don’t have an understanding of the new modern risks associated with farming in the 21st century.
Some additional things to consider when choosing a broker to protect your farm are:
Outbuildings – There are many ways and forms of Insurance available for your outbuildings.
- Actual Cash Value – this form will give you what your building is worth today with depreciation. This type of coverage is good for those buildings that if a loss occurred wouldn’t be replaced.
- Replacement Cost– for the newer building that is a detrimental to your operations, this form will replace the building for you based on the value you choose to insure it to. When using this type of form for your insurance, you need to be careful as the insurance company will penalize you for under insurance.
Livestock – You can insure your cattle/horses, for actual cash value of the cost to replace the animal. We can insure them for mostly anything but natural causes.
Equine – Do you have race horses, or board horses in one of your barns- you need special coverage for these types of operations- specifically called an Equine policy. We can also insure your Race horse for mortality based on its race records.
Grain – Do you have hoppers filled waiting for pick up? Are your silos full after harvesting? Did you know this is an asset and you can insure your product? You keep your money safe, why wouldn’t you want a policy to protect your potential profits.
Farm equipment – Besides insuring the physical damage on your farm equipment have you confirmed that you have the extensions to protect from Ingestion on your combine? What about if that tractor is involved in an insurable loss, will the insurance company provide you a temporary replacement?
Protect What Matters Most
If the above information has made you think at all about if you have the right Farm & Crop Insurance policy, and if you have proper protection for your farm then why wait?
Contact Leibel Insurance Group today, and get a full review and no obligation quote on what matter most to you. Your home and your farm business should and needs to be protected adequately.
Let our Farm and Crop Insurance specialists help you and your family feel secure.
Call Us at (780) 484-8880
We have been a customer of Leibel Insurance Group for over 4 years and are very pleased with the prompt and complete service provided.Our industry has gone throughout many risk challenges, with an ever-growing need for a variety of different insurance policies. They have been responsive to all.I am with them for the long term and would highly recommend them to any business owner.