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Top Things To Know About House Fires in Alberta

Leibel Insurance Group

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Mary Jarvina
Mary Jarvina
18:49 22 Aug 18
Krista Wilson is super duper awesome! She got everything done in a timely manner and I am so impressed with her customer service. I've dealt with the run around with other insurance brokers and she was straight to the point. Thanks Krista 😀
Gillyn Parker
Gillyn Parker
22:00 30 Aug 18
I had issues with my previous insurance provider so I went looking for a new one. Found Sarah Milenbach from Leibel Insurance Group Edmonton was amazing! She is kind, thorough, and incredibly helpful! I am very impressed and happy with the service and my new policy. I highly recommend!!
Danny Greenbank
Danny Greenbank
19:25 17 Aug 18
Jessica was amazing to deal with! From getting quotes to answering questions to finalizing paperwork she was prompt and attentive. I put a high value on professional and quality service and I believe as long as she is in the business I will be dealing with her. Thank you so much for everything!
Kristina Free
Kristina Free
22:55 30 Aug 18
Tracey Leblanc gives excellent service. No matter what my questions are or the time of day I email/contact her, she is always prompt with her reply. Extremely prompt customer service! Best Insurance I have ever delt with! Thanks Tracey !! Highly Recommended !!
Ryan Maas
Ryan Maas
16:48 17 Sep 18
Amazing group! They always look after my needs and are informative and prompt. Keep up the great work! Thanks!
Allie Morris
Allie Morris
17:13 13 Oct 18
I was at my wits end with my previous insurance broker as I got 3 business day notice before my policy (which is suppose to automatically renew) was no longer offered with my current insurance broker. So my rates have tripled and they just wanted me to settle with my new policy and didn't help me get a lower rate with another insurance company. Krista Wilson with Leibel was a breath of fresh air she was super helpful, quick and found me the best rate that almost matched my current rate and she even assisted me letting me know the paperwork I needed to find to get an even lower rate. You can tell she really loves and enjoys her job and helping people out.
Zeeshan Jamil
Zeeshan Jamil
16:53 30 Oct 18
I recently purchased my commercial van Insurance through Leibel Insurance Group. I was helped by Monique Bradley. I usually don't write much reviews, But her service inspired me to go and write a comment as people like her needs to be appreciated because I believe she stands out in her skills. She was very knowledgeable, she listened to me very carefully and understood very clearly what I wasnt in my policy and then tailored it with perfection. Therefore I highly recommend Leibel Insurance group and especially to ask for Monique Bradley... Cheers!!!!!
VK Marquez
VK Marquez
16:58 23 Oct 18
Dealing with Krista was fantastic!! I called in on behalf of my mother in law with hopes of getting her insured. Krista was attentive and on top of it all. She was thorough, kind and courteous from beginning to end. She replys quickly to your questions via email or phone. She was busy at a convention, left so that she could help us with finalizing our policy. Thank you Krista for all of your. Come January, I will be contacting Krista directly to obtain a policy of my own.
Allan George
Allan George
16:47 30 Oct 18
Monique at LIG has been more than helpful and polite on every occasion/interaction. I've never had such exceptional service. She is extremely organized, punctual, and personable. I would recommend Monique to anyone looking for insurance help in a heartbeat.
Rae Shungur
Rae Shungur
19:02 22 Oct 18
Travis and his team were amazing! Understanding my insurance needs didn't have me in tears...for the FIRST TIME EVER! They were timely, caring and I felt like I was their number 1 priority. Thanks again!!!
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Prepare For A House Fire

Extremely dangerous, house fires can wreak havoc on a home in minutes. Taking the proper precautions to prevent a fire from starting can save your family and your home. The best way to do so is to prepare and educate your family. Prepare and practice an escape plan, be aware of possible flammables in your home, and protect your belongings.

Knowledge is key when its comes to being prepared for a house fire. Educating family members on what can happen in the event of a fire will help ensure all members take the right precautions as well as know what to do if a house fire were to happen. Understand what risks and damages come with a fire. Extreme heat, smoke inhalation, and burns are only a few of the physical infractions of a fire.

Planning and practicing an escape plan in your home

Because a fire can start quickly, it’s important to have an escape plan in place. Consider where you will go and how you can ensure your other family members are safe. For each room of your house, look for two possible exit strategies, if a large portion of your time is spent on a second floor level of your home, installing a collapsible ladder can act as a safety feature to escape from a second story.

During a fire, smoke inhalation can become an extreme danger. Thick black smoke is filled with toxins that can affect breathing. As smoke begins to fill the air it will also impact the ability to see by reducing light and visibility. To reduce smoke inhalation during a fire in your home, practice crawling low to the ground. Smoke will start at the ceiling and move down as it fills the space. When preparing your escape plan make sure that your window screens can easily be removed and safety bars detached for quick escape access. As mentioned above, smoke can darken spaces very quickly, it’s also a good idea to practice finding your escape routes in the dark and with your eyes closed. Remember as well to practice stop-drop-and-roll. By stopping, covering your face, dropping to the ground and rolling, you can potentially distinguish a fire on your clothes.

If you have pets make sure your escape plan includes multiple scenarios including your pet’s location throughout your home. Designate a safe place for your family to meet outside of the home, in the event of a fire this safety point will be where everyone can meet for a head count.

The best ways to prevent a fire in your home

Having properly operating smoke alarm systems in your home can drastically increase survival during a fire. It’s important to instal smoke detectors on all levels in your home. Test them monthly, by pressing the test button. If the test fails, try replacing the batteries, if this still does not work, replace the entire alarm. The alarm batteries should be replaced annually to ensure that they are running on full power. Replace your alarm unit ever 8 to 10 years. This age range can vary depending on the manufacturer. To confirm when your system needs to be replaced, check with the alarm’s warranty information booklet.

Investing in fire extinguishers for at least each level of your home can help diminish small contained fires, place each extinguisher in a room most likely to host a fire such as the kitchen, or living room with a fireplace.

And finally, a method to help prevent a fire from spreading is to keep doors closed including when you are sleeping. A closed door can slow the spreading of fires from room to room.

These simple steps can help prevent a fire from starting or can reduce the amount and speed that a fire can spread. By implementing these safety features and practices in your home you can potentially save lives in the event of a fire.

Home Insurance – Being ready in case of a fire

For insurance purposes, make sure to document all valuables in your home. We recommend using a camera to take video and pictures of each room in your house. Upload your digital files to a cloud based system, that way if your device is lost or destroyed during the accident, you will be able to easily provide information on what was lost. If you have valuable items like jewelry, consider investing in a fireproof safe. Talk to your insurance broker about the coverage options on your jewelry to provide peace of mind in case of an accident.

What can cause a fire in your home

During the winter months in Alberta, electrical heaters and fireplaces can be an increased fire hazard. When using either an electric heater, gas, electric, or wood burning fireplace, do not leave the room unattended. Make sure that no items near heat sources can catch fire. A house fire can spread quickly so it is important to be aware of the highly flammable objects in your home.

If you have a wood burning fireplace, place a screen in front to keep any sparks from leaping on to the floor or surrounding items. If your fireplace has a flue, remember to open it to allow proper ventilation throughout the home. Similar to an electric heater, power cords can pose a fire risk.

Before plugging in an electrical cord, check that there is no damage which could lead to sparks. And make sure to never have a cord underneath a rug. If a cord were frayed the rug covering the damage could potentially catch fire.

Candles are another open flame in your home. If you are lighting candles never leave them unattended or in a location where a child could reach them. A relatively inexpensive option to an open flamed candle is flameless candles. Available for purchase at many locations like dollar stores, craft stores, and department stores, flameless candles are a safe alternative that run off of batteries.

If you smoke in or near your home, it is important to ensure that your butts are completely out. We suggest filling your ashtray with sand, or soaking your butts in water. Inside your home, smoking in bed or on the couch can be dangerous if you are tired. If you have been drinking or take any medication that can cause drowsiness make sure your cigarette is fully out before falling asleep.

A large amount of home fires in Alberta are caused by cooking. When using the oven or stove top never leave the kitchen unattended. Taking extra precaution when cooking with oil by having a lid near your stove to cover any flames that could occur. If you are not immediately cooking or baking keep your oven and stove elements off, as well as directly after cooking its important to make sure they are turned off. Finally keep an eye on what you are cooking, items on high heat easily burn.

For more information on causes of house fires in Alberta, visit the reference table at the end of this blog.

What to do in case of a fire

In the event of a fire, remember to stay low to the ground to reduce smoke inhalation. If a closed door is in your path, feel the door and door knob for heat before opening it. This can indicate if there is a fire on the other side of the door. Before swinging a door open, open a small amount to check for flames and thick smoke. If either is the case, keep the door closed and use your second planned way out. In the case that there is no way to escape the room you are in, the best course of action is to seal any seams in the door with tape to reduce the amount of smoke being able to access the room. For a room that has a window, access it and use a light colored article of clothing as a flag to notify anyone outside of your location.

Call 911 immediately to notify emergency dispatch of the fire. Let them know the location of the fire and the amount of residents and animals in the home. In the event that your clothes catch fire, stop, drop, and roll to distinguish the flame. If another person’s clothing has caught fire, smother the fire with a blanket or towel to reduce oxygen.

What to do after a house fire

Once you have reached your safe family meeting spot, it’s important that you do not re-enter the house. If needed, seek medical attention and wait for further instruction from the fire and rescue team. The fire department will let you know the severity of damage done to your home. Contact your insurance broker to notify them of the fire.

Once it is safe to re-enter your home you can assess the amount of damage and what loss was incurred. When doing an inventory count of your belongings make sure to not throw anything away until you are sure everything has been accounted for. Mentioned earlier, a list of your belongings can help when taking inventory. Digital files on a cloud can be retrieved and can assist in accounting for items that could have been perished. These pictures and videos are also an easy method of documentation to provide to an insurance company. As part of your claim, it is important to keep all receipts if you are staying away from your home because of damage.

 

A house fire can be incredibly devastating to your home and family. The above image shows house fire causes and losses in Alberta. Taking the proper safety precautions can prevent a fire from happening.

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