Toronto Home InsuranceYour Home is Your Castle. Home Insurance Protects Your Largest Investment, so You Should Rest Easy Knowing You're Covered!
- Rest Easy Knowing Your Insurance Broker Helped You Find the Right Policy with the Best Coverage
- Protect Your Biggest Investment from Unexpected Large Losses or Claims
- Coverage Against Unanticipated Liability Claims and Defence Costs
Don’t Let Life’s Unknowns Damage or Destroy Your Home
Your home is your biggest and most important investment. Naturally, you want to protect this investment. You need the best Home Insurance policy you can afford, but how do you know you have the right coverage and lowest premiums?
A Closer Look at Home Owners Insurance
When most people think of Homeowners coverage, they think of another way the insurance companies get money from us. However, the truth is, insurance is the best way to cover your potential risks since no one can accurately predict the future. Your homeowner policy protects you from extensive damages, injury expenses, and lawsuits.
Does Everyone Need Coverage?
If you own a house or residence, you should consider insuring it. In fact, it’s not an option if you have a mortgage on your
- Private residences
- Cabins and vacation homes
- Luxury homes
- Rental properties
What’s in a Standard Home Insurance Policy?
A standard policy should include coverage for:
Homeowners Insurance Options
Standard insurance is not usually enough and you might need to consider these important insurance options for your home.
- Flood Insurance
- Sewer backup coverage
- Identity Theft protection
- Extra Liability insurance
- Additional contents – can include luxury items, antiques, collections, art, and such.
- Replacement cost coverage
- All risk or peril insurance
Home Owners Insurance Discounts are Available?
You may find a number of discounts and factors that affect your premiums to review when you speak with your insurance agent. For example:
- Burglar alarm systems
- Sewer backup prevention equipment
- Multiple policy discounts
- Discount for non-smokers
- New roof
- Mortgage free
Finding the Best Insurance
Finding the right Homeowners Insurance policy can be difficult. All the companies claim to have the best policies, but you need coverage that is best for you and your family. This is the reason so many people in Alberta are turning to independent insurance agencies like Leibel Insurance Group.
When you go with an independent agent you have an insurance advocate working for you and this person has your best interests at heart. There’s no more shopping around to find the best policies. Your agent does all that for you and much more. With access to top insurers, you can be assured of getting a policy customized to your needs, and at an affordable price too.
Filing a Claim
Leibel Insurance Group has more than 30 years of experience in the insurance industry. We are there to help make sure your claim is handled properly. When you need to make a claim, contact the company directly, and they will notify us. We are there to offer any assistance you may need and we will follow up to make sure your claim was handled satisfactorily.
When you do business with us you are never alone. We can help you find affordable Home Owners Insurance that covers all your needs. You can contact us by phone, fax, email, or in person. For questions on insurance or information on a policy assessment, you may call (780)484-8880. Call or fill out the free quote request form above today!
Intact Insurance – Enhanced Water Damage Package
Intact is now offering Enhanced Water Damage coverage. This coverage will be available to you midterm or on your property renewal date.
This Enhanced Water Damage coverage is a replacement
Various coverage limits are available for customers. You will have the choice and ability to customize your coverage based on your individual needs.
Check out Intact’s informational video about this new coverage. Please contact your Broker for further information or to speak with your Broker about adding this coverage to your policy. Get your free Alberta Home Insurance quote today to see how much you can save!